The Bonus Interest Rate on August 3, 2023 was 3. 50%: $0: CDIC: Saven Financial High-Interest Savings Account (Ontario only) 3. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. $ 24 or $ 18. 6. " From the Online Banking homepage select "view all account balances" under the Banking header. 300% per annum. a second interest payment based on the Bonus Interest Rate applicable during the first 90 days of the. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. , RBC Direct Investing Inc. 50% on balances up to $200,000 when you save $200 or more in a month (limits apply)The Bonus Interest Rate of 3. Things our lawyers want you to know. Call Toll-Free: 1-866-756-1107. Withdraw your money at any time for any reason 2. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. The Bonus Interest Rate on August 3, 2023 was 3. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. 2 Year Fixed. RBC’s HISA is referred to as the RBC High-Interest eSavings account. legal bug 9. 50%; a. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Offer ends April 30, 2023. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. When you add on the bonus interest of. AdChoices; Promotions; Royal Bank. Annual Fee rebated every month for students with eligible accounts. Any balances over. After Value Program Rebate: 3. , Royal Trust Company. Through the plan, eligible first-time home buyers can use up to $35,000 in RRSP savings ($70,000 per couple) to help pay for your down payment on your first home. Keep up with your RBC Bank U. Any balances over. Contact Customer Service; Call 1-800-769-2553; Locate a No-Fee 2 U. Tip #1: The right account for you. 95 $30. Subject to Paragraph 9 of these Terms, interest at the Initial Bonus Interest Rate and Subsequent Bonus Interest Rate will be calculated daily on balances up to $1,000,000, and paid monthly during the Promotional Period to the Eligible eSavings Account opened to qualify for this RBC New eSavings Client Interest Rate Offer. Thanks for banking with RBC—we look forward to welcoming you to the Value Program. 2 Year Fixed. legal bug. APR 2. , the standard interest rate applicable to your Eligible eSavings Account regardless of this RBC New eSavings Client Interest Rate Offer); and. 99%; Cash Advance Interest Rate: 22. Any balances over. Move money between your business chequing and savings accounts easily. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. $5,000. Get advice any time you need it, at home or in-person. 7. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 50%. Search RBC. Any balances over. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. The Bonus Interest Rate of 3. Need another RBC bank account that does allow cheques. To get started, simply move your money into your eligible account. 3% interest rate forever. TO. Key Features. Interest rate: 1. Tap Transfer Between My Accounts. Any balances over. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. S. Research, pick and manage your own investments. Let's Connect. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 5 out of a possible 5 stars for a few reasons. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other. RBC U. Any balances over. Sign In. , RBC Global Asset Management Inc. Right Account Guarantee ®. For minimum daily balance between $25,000 and $49,999. So far, the Canadian central bank has been raising rates in a bid to cool high inflation. The RBC High Interest eSavings Account is a good fit for customers who want to bank online and would like to earn a high interest rate on their savings. RBC Royal Bank requires a branch visit to obtain a bank draft. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. RBC High Interest eSavings Account One way to earn interest and save your money is through the RBC High Interest eSavings Account. Full: $1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 7% really isn’t that great. 00% interest on new deposits in your eligible RBC High Interest eSavings® Account Every dollar makes a difference when you’re saving for the future. 60% rate and has no monthly account fee. To pay your RBC credit card bill online, sign up for RBC Online Banking . RBC, TD, BMO. The RBC U. This feature allow students to set up pre-authorized transfers from their banking account to their designated RBC Royal Bank savings account. View Offer Details. Free transfers between any RBC Royal Bank personal deposit accounts in your name 27. This observation glosses over some of the nuance, but the takeaway is that long-term thinking is a key element of progress. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. 80%: $0: Financial Services Regulatory Authority of Ontario:. A low cost and flexible way to borrow. bills and review your transaction history. Monthly fee rebate*. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 00% interest until January 31, 2024 on up to $1,000,000 in savings. Call Toll-Free: 1-866-756-1107. , Royal Trust Company or The Royal Trust Corporation of Canada The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. 99% if you reside in Quebec). AdChoices; Promotions; Royal Bank. Search. You’ll earn 0. 150%. 00%. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. On EQ Bank’s Website. 7%: Minimum balance: $0: Monthly fee: $0:. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Sign into RBC Online Banking only once and access your U. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Unlock more from your everyday banking. 45%. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. Any balances over. Exclusive to RBC, MyAdvisor is available through RBC Online Banking at no additional cost. Use powerful online tools to make informed investment decisions and trade with confidence. The Bonus Interest Rate on August 3, 2023 was 3. Seniors: Watch out for these 5 scams. Minimum Investment. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 7. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive interest rate of 1. , Royal Trust Company or The. 200. Personalized Cheques legal bug 22. The Bonus Interest Rate on August 3, 2023 was 3. Notwithstanding the terms and conditions of any separate. Promotional rate Bonus Offer. Limitations Thanks for banking with RBC—we look forward to welcoming you to the Value Program. N/A. Add Another Card. Available. Transfers are free to and from any eligible RBC chequing or savings account. All remaining cash bonuses will be forfeited. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. At the start of the Qualifying Period (September 12, 2019), the annual Bonus Interest Rate was 1. Also, the account only offers 1 free RBC ATM. This account also pays bonus interest of 5. C. The Bonus Interest Rate of 3. Can't order a bank draft online or by phone. The Bonus Interest Rate on August 3, 2023 was 3. View in-depth research and market news. The Bonus Interest Rate on August 3, 2023 was 3. . 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. Skip to main content. , RBC Direct Investing Inc. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. RBC U. Interest increases as your balance grows. Book an Appointment Opens in new window. RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. Like other types of investment accounts—both registered. 1. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. As of the start of the Promotional Period (February 1, 2023), the annual Bonus Interest Rate is 3. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Try this three-minute quiz to get the lowdown on your money mindset. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. When transferring money into and out of your HISA, you may be charged a fee. High Interest eSavings: 0. RBC U. View Interest Rates. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. , RBC Direct Investing Inc. The Bonus Interest Rate of 3. S. RBC US Dollar High-Interest eSavings Accounts. View Card. Find a Branch; Call 1-800-769-2511; Email; EN. dollar account or the RBC High Interest eSavings account. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. Eligible Credit Cards. 2 Year Fixed. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Unlimited debits worldwide. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. Special Offers. 090%. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Simplii High Interest Savings Account Earn 6. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. , RBC Global Asset Management Inc. 50% that lets you grow your savings without worrying about any promotional periods. After Value Program Rebate: 3. For example, send your daughter money or pay wages to your employees. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by. 60% promo interest rate . LIMITED TIME OFFER. 25%. 7% interest on your savings. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Any balances over. 5 Year Fixed. RBC Enhanced Savings RBC High Interest eSavings RBC US High Interest eSavings®1 Monthly Fee2 $4. Best U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. You can commit to a regular savings plan with Save-Matic⁷. , RBC Direct Investing Inc. 2009 - 2012. You can set up automatic transfers between your RBC Royal Bank accounts by tapping Frequency and selecting an option. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. Grow Your Investments Faster with a TFSA, RRSP or FHSA. , RBC Global Asset Management Inc. Offer expires 3:00 PM EST on December 22, 2023. Overdraft protection 5, 46. RBC Vantage gives you powerful benefits with any eligible RBC. Use it to save up to $40,000 for your first home. RBC VIP Banking. Add an optional Nickname, and the Account Number. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). The Bonus Interest Rate of 3. , RBC Global Asset Management Inc. 5% annual return before the spring's events, now down to 0. S. Making and Receiving Payments. Personalized typed letter: $15. You cannot send an International Money Transfer from a U. 490%. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. To get started, simply move your money into your eligible account which you can do. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. FREE. Key Savings Account Features. Any balances over. All remaining cash bonuses will be forfeited. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Call 1-800-769-2511. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 6. dollar account or the RBC High Interest eSavings account. EQ Bank TFSA Savings Account. Key Features of the RBC High Interest eSavings Account. 00. 50 each. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. S. 2% interest for 3 months when you open your first RBC High Interest eSavings account. RBC Royal Bank form #1660: $5. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , RBC Direct Investing Inc. In this episode of Inspired Investor Talk, the Vice President & Managing Director of RBC Phillips, Hager & North Investment Counsel Inc. 5% interest on every dollar for 3 months. Offer Ends January 3, 2024. The Bonus Interest Rate on August 3, 2023 was 3. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Notwithstanding the terms and conditions of any separate. Valid until December 22, 2023 . 7. $100,000 (for terms less than 30 days)Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. dollar. Valid until December 22, 2023 ; CIBC eAdvantage Savings Account: Get a Smart Interest of 0. — you can hold a variety of investments in either plan. Save up to $6 per month. High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No NoRBC High Interest eSavings. legal bug. 150%. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. ELIGIBILITY. 1 NSF fee rebated every calendar year legal bug 6. The Bonus Interest Rate of 3. Switch. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Card Details. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. RBC Enhanced Savings: The interest rate increases as your balance exceeds $5,000. Is a resident of Canada and of the age of majority in the province in which they reside as of the date the Eligible eSavings. , RBC Global Asset Management Inc. 2 5 6 1. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. 05%. Key Savings Account Features. $ 30. 00 each and. Learn More (opens in new window) Things our lawyers want you to know Things our lawyers want you to know. Overdraft Protection fee waived. legal bug. , Royal Trust Company or The. In a recent memo, RBC Direct. 5. Call Us at 1-800-769-2511. The RBC U. Another nice perk is that you do not need to keep a minimum balance in the account to earn interest. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Grow Your Investments Faster with a TFSA, RRSP or FHSA. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. No annual fee. S. RBC US High Interest eSavings Earn high daily interest on every US dollar and receive free online transfers from this account to other RBC deposit accounts in your name — 24/7 with no delay. legal bug. Tap Add a Payee. ”. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. 8. Free unlimited Interac e-Transfer ‡ transactions 3 3a. Simple interest, on the other hand, is interest paid on your initial savings only. On June 1, 2017, the Regular Interest Rate was 0. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 750. Overdraft Protection fee waived. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. To open a new account, or to add a co-owner to your account, your co-owners must each be RBC Royal Bank Online Banking clients with an existing personal bank account. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. You can deposit the amount you want into your account as there is no minimum deposit required. Responsive Table Example. S. The RBC High Interest eSavings is an online savings account that offers an interest rate of 0. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. , RBC Direct Investing Inc. 99% (21. On May 15, 2018, the Regular Interest Rate was 0. The Bonus Interest Rate of 3. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 0% of all employer businesses in Canada and employed 10. Let RBC Royal Bank help meet your goals today. Feature. s. Interest is computed every day based on the closing credit balance. FREE. Get a RBC Bank Preferred Money Market Savings account. Search RBC. Visit a Branch Opens in new window. Special Offers. RBC offers credit cards in various categories, including cash. , RBC Direct Investing Inc. , Royal Trust Company or The. Call to book an appointment to open a bank account over the phone or by video conference. 3% earned interest on the free Easy plan and 5% on all paid plans. "The 2. 2 Year Fixed.